Read the details carefully or better have an automotive service professional view the details. At the time of vehicle purchase, the sales person will tell you it covers everything (how soothing you think – what a relief against the anxiety of the unknown costs to repair your car after the factory warranty expires!). Then the day of doom comes – your car has 135,000 miles, it needs some work and NOTHING is covered and the salesperson has long forgotten about you with their commission in hand and the insurance company is laughing all the way to the bank…